SMB or Moey: Which Is Better in Portugal? (2026)
The short answer
moey! wins 1 of the 5 computed criteria, All deposit-taking institutions wins 0. moey! leads on monthly fee: All deposit-taking institutions EUR 0.45 vs moey! EUR 0. Choose on the criterion that matters to you.
Row by row
Fees verified August 2026 against each provider's published data
| Criterion | SMB | Moey |
|---|---|---|
| Monthly feeWhat holding the account costs every month | All deposit-taking institutions EUR 0.45 | ! EUR 0Wins |
| Portuguese ibanSome Portuguese billers still reject foreign IBANs | All deposit-taking institutions PTTie | ! PTTie |
| English supportApp, contract and helpline language | All deposit-taking institutions noTie | ! noTie |
| Deposit protectionWho guarantees your money, and up to how much | All deposit-taking institutions EUR 100,000Tie | ! EUR 100,000Tie |
| Standout featureThe one thing each side does that the other does not | All deposit-taking institutions: A legal maximum cost of 5,37 EUR a year in 2026Tie | !: Zero fees and a free physical cardTie |
So which one
Pick SMB if
- This is what decides it: A legal maximum cost of 5,37 EUR a year in 2026.
Pick Moey if
- Monthly fee decides it for you: All deposit-taking institutions EUR 0.45 vs moey! EUR 0.
Other comparisons
6 more pairsHow we compared these two
The criteria are fixed
Every comparison on this site uses the same 5 rows in the same order, so two pages can be read against each other. We do not add a row because one side happens to win it.
A win is a stated threshold
A row is won on the published number or capability, not on judgement. Ties are declared rather than broken. Figures come from provider price lists and official sources.
How we get paid
Both links earn a commission at the same rate, so the winner of a row is never the higher-paying one. Fees come from each provider's own published price list, not a comparison feed.
Sources: provider price lists and official data, accessed August 2026. Next review: November 2026.
Frequently Asked Questions
Which is better, SMB or Moey?
moey! wins 1 of the 5 computed criteria, All deposit-taking institutions wins 0. moey! leads on monthly fee: All deposit-taking institutions EUR 0.45 vs moey! EUR 0. Choose on the criterion that matters to you.
When should I pick SMB?
This is what decides it: A legal maximum cost of 5,37 EUR a year in 2026.
When should I pick Moey?
Monthly fee decides it for you: All deposit-taking institutions EUR 0.45 vs moey! EUR 0.
Community Q&A