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Moey or ActivoBank: Which Is Better in Portugal? (2026)

By Jules de Bruin, Market ResearcherUpdated August 19 2026 | Found helpful by 3 others

The short answer

ActivoBank wins 1 of the 5 computed criteria, moey! wins 0. ActivoBank leads on English support: moey! no vs ActivoBank yes. Choose on the criterion that matters to you.

M

Moey

Caixa Central de Crédito Agrícola Mútuo, C.R.L.

Wins 0 of 50%
Open a Moey account
A

ActivoBank

Banco ActivoBank, S.A.

Wins 1 of 520%
Open a ActivoBank account

Row by row

Fees verified August 2026 against each provider's published data

CriterionMoeyActivoBank
Monthly feeWhat holding the account costs every month
! EUR 0Tie
EUR 0Tie
Portuguese ibanSome Portuguese billers still reject foreign IBANs
! PTTie
PTTie
English supportApp, contract and helpline language
! no
yesWins
Deposit protectionWho guarantees your money, and up to how much
! EUR 100,000Tie
EUR 100,000Tie
Standout featureThe one thing each side does that the other does not
!: Zero fees and a free physical cardTie
: Zero fees for maintenance, debit and MB WAYTie

So which one

Pick Moey if

  • This is what decides it: Zero fees and a free physical card.

Pick ActivoBank if

  • English support decides it for you: moey! no vs ActivoBank yes.

Other comparisons

6 more pairs

How we compared these two

The criteria are fixed

Every comparison on this site uses the same 5 rows in the same order, so two pages can be read against each other. We do not add a row because one side happens to win it.

A win is a stated threshold

A row is won on the published number or capability, not on judgement. Ties are declared rather than broken. Figures come from provider price lists and official sources.

How we get paid

Both links earn a commission at the same rate, so the winner of a row is never the higher-paying one. Fees come from each provider's own published price list, not a comparison feed.

Sources: provider price lists and official data, accessed August 2026. Next review: November 2026.

Frequently Asked Questions

Which is better, Moey or ActivoBank?

ActivoBank wins 1 of the 5 computed criteria, moey! wins 0. ActivoBank leads on English support: moey! no vs ActivoBank yes. Choose on the criterion that matters to you.

When should I pick Moey?

This is what decides it: Zero fees and a free physical card.

When should I pick ActivoBank?

English support decides it for you: moey! no vs ActivoBank yes.

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